interest-free payment plans

We understand the struggles during these difficult times. Have peace of mind knowing you can get serviced now & pay later with 0% interest!

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Only The Best Options For Our Customers

The SPS team is working with one of the best lenders to provide you the best finance options for your property needs, without disturbing your cashflow

SPS Property Specialists are saying...

“yes I have a finance option for you!”

No Interest, No Stress

Choose to spend now & pay later!

5 Minute Approvals

Apply & have an outcome in minutes!

Available for all SPS Services

Home improvements made easy for you

Repayment Calculator

Try the Brighte calculator to see your repayments in detail

Repayment Calculator

The SPS 0% Interest Payment Plan is

Made For Our Customers In Mind!

Fund purchases between $1k to 30K

Our account keeping fee is the same regardless of the finance amount and term

Option to repay up to 12 months

We will offer term’s available for you to choose from*

Apply and have an outcome in minutes!

Either apply for pre-approval for an instant outcome, or apply once you have a quote, either way, your application is processed fast!

Options to reuse your account

Once you have an active SPS Plumbers 0% interest payment plan, you may be eligible to reuse the amount already repaid or increase your limit**

Track your repayments

The BrightePay app allows you to track your repayments

Make additional repayments

We understand no one likes being locked in to a long term repayment plan, so pay it off quicker at no additional cost

We strive for Transparency

We have chosen the right partner to offer you the most transparent and straight forward finance options

$1 per week Account Keeping Fee

Included in your fortnightly repayment

No Fees for early payouts!

Absolutely zero charges for early payouts and repayments

No Fees for changing dates!

You can change your repayment dates at no cost*

BrightePay is 100% Free!

No fees to download, access and use the BrightePay app